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	<title>Comments on: Would a Settlement Loan be Right for You?</title>
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		<title>By: ramamani s</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1626</link>
		<dc:creator>ramamani s</dc:creator>
		<pubDate>Wed, 16 Dec 2009 22:04:25 +0000</pubDate>
		<guid isPermaLink="false">http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/#comment-1626</guid>
		<description>Hi
I saw your question I have decided to help people out due to the fact that I myself has been scammed twice by fake lenders in my search for a loan but at last I got a reliable lender that gave me the loan($60,000 USD) that I was in dire need of. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. a faithful woman of God, You can get to him via his email address: dr_leopaulson@yahoo.com, Or, Please tell him that Mr Frank Bross  he gave out a loan to me . I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey please get to him and tell him that I referred you to him.”
Thanks.</description>
		<content:encoded><![CDATA[<p>Hi<br />
I saw your question I have decided to help people out due to the fact that I myself has been scammed twice by fake lenders in my search for a loan but at last I got a reliable lender that gave me the loan($60,000 USD) that I was in dire need of. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. a faithful woman of God, You can get to him via his email address: <a href="mailto:dr_leopaulson@yahoo.com">dr_leopaulson@yahoo.com</a>, Or, Please tell him that Mr Frank Bross  he gave out a loan to me . I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey please get to him and tell him that I referred you to him.”<br />
Thanks.</p>
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		<title>By: WPBlog Shop</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1619</link>
		<dc:creator>WPBlog Shop</dc:creator>
		<pubDate>Wed, 16 Dec 2009 20:54:27 +0000</pubDate>
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		<description>man I&#039;ve become a fan of that guy</description>
		<content:encoded><![CDATA[<p>man I&#8217;ve become a fan of that guy</p>
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		<title>By: komatzuman</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1630</link>
		<dc:creator>komatzuman</dc:creator>
		<pubDate>Wed, 16 Dec 2009 20:22:20 +0000</pubDate>
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		<description>Are you talking about for a court case? If so try your darndest to wait it out, they charge up to 25% (which is on top of the 25% or more your attorney is going to take)</description>
		<content:encoded><![CDATA[<p>Are you talking about for a court case? If so try your darndest to wait it out, they charge up to 25% (which is on top of the 25% or more your attorney is going to take)</p>
]]></content:encoded>
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		<title>By: Rick B</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1631</link>
		<dc:creator>Rick B</dc:creator>
		<pubDate>Wed, 16 Dec 2009 14:50:30 +0000</pubDate>
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		<description></description>
		<content:encoded><![CDATA[]]></content:encoded>
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		<title>By: brownsugar</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1627</link>
		<dc:creator>brownsugar</dc:creator>
		<pubDate>Wed, 16 Dec 2009 04:03:54 +0000</pubDate>
		<guid isPermaLink="false">http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/#comment-1627</guid>
		<description>This is a collalarized loan and they won&#039;t make a settlement.  It is a just and legat debt, and the repairs are your legal responsibiility.  Only thing is to fix car and pay loan , or take the hit credit wise.  Remember the car is collateral, if it is a secondary lender they may not even repo it.  However as the debt ages, then whomever owns the debt will settle, but not till that car gets repo&#039;d, or the debt changes hands, or if the owner of the debt charges it off.  After the charge off they may take make a settlement, but not till they get that tax writeoff, then settle and come back as a positive on their books, i.e. profit.  

Settle high, you might even get a deletion down the road.  Settle low ok, but will always show the chargeoff , but will show that you eventually settled it and bal 0.  You could add a dispute on to it if the car was sold to you intentionally ( or unintentionally, but they could dispute your dispute, usually don&#039;t), in disrepair, or mileage changed, something bad and not disclosed to you- and may add a few points to your settlement if you make it low, and the chargeoff still shows.

Settlements are a good way to deal w/ bad debt, but they are not apt to happen till down the road apiece.  They will never happen if you are up to date.  And debts with collateral, well they will settle,,,,,,way down the road.</description>
		<content:encoded><![CDATA[<p>This is a collalarized loan and they won&#039;t make a settlement.  It is a just and legat debt, and the repairs are your legal responsibiility.  Only thing is to fix car and pay loan , or take the hit credit wise.  Remember the car is collateral, if it is a secondary lender they may not even repo it.  However as the debt ages, then whomever owns the debt will settle, but not till that car gets repo&#039;d, or the debt changes hands, or if the owner of the debt charges it off.  After the charge off they may take make a settlement, but not till they get that tax writeoff, then settle and come back as a positive on their books, i.e. profit.  </p>
<p>Settle high, you might even get a deletion down the road.  Settle low ok, but will always show the chargeoff , but will show that you eventually settled it and bal 0.  You could add a dispute on to it if the car was sold to you intentionally ( or unintentionally, but they could dispute your dispute, usually don&#039;t), in disrepair, or mileage changed, something bad and not disclosed to you- and may add a few points to your settlement if you make it low, and the chargeoff still shows.</p>
<p>Settlements are a good way to deal w/ bad debt, but they are not apt to happen till down the road apiece.  They will never happen if you are up to date.  And debts with collateral, well they will settle,,,,,,way down the road.</p>
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		<title>By: Blogger</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1617</link>
		<dc:creator>Blogger</dc:creator>
		<pubDate>Wed, 16 Dec 2009 01:52:48 +0000</pubDate>
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		<description>He is a great man! Everyone thinks about Rich people but no one thinks about Poor people. Everyone is becoming selfish. 

His Idea is good! Should be given a try by everyone!</description>
		<content:encoded><![CDATA[<p>He is a great man! Everyone thinks about Rich people but no one thinks about Poor people. Everyone is becoming selfish. </p>
<p>His Idea is good! Should be given a try by everyone!</p>
]]></content:encoded>
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		<title>By: Anonymous</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1622</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 15 Dec 2009 19:09:23 +0000</pubDate>
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		<description>Wow id like to see the written statics on this program</description>
		<content:encoded><![CDATA[<p>Wow id like to see the written statics on this program</p>
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		<title>By: JohnNSB</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1625</link>
		<dc:creator>JohnNSB</dc:creator>
		<pubDate>Tue, 15 Dec 2009 14:32:58 +0000</pubDate>
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		<description>If this is money she owes you and she pays, the loan payment itself is not taxable.  Interest and penalties would be.</description>
		<content:encoded><![CDATA[<p>If this is money she owes you and she pays, the loan payment itself is not taxable.  Interest and penalties would be.</p>
]]></content:encoded>
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		<title>By: Kaitlyn B</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1629</link>
		<dc:creator>Kaitlyn B</dc:creator>
		<pubDate>Tue, 15 Dec 2009 05:22:51 +0000</pubDate>
		<guid isPermaLink="false">http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/#comment-1629</guid>
		<description>Check this article from the NY times.

I&#039;ve found some good sources here...

http://loan.surveyland.org/

Good Luck.</description>
		<content:encoded><![CDATA[<p>Check this article from the NY times.</p>
<p>I&#039;ve found some good sources here&#8230;</p>
<p><a href="http://loan.surveyland.org/" >http://loan.surveyland.org/</a></p>
<p>Good Luck.</p>
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		<title>By: Anonymous</title>
		<link>http://urbantoolamerica.com/would-a-settlement-loan-be-right-for-you/comment-page-1/#comment-1620</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Mon, 14 Dec 2009 22:39:41 +0000</pubDate>
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		<description>I loved it</description>
		<content:encoded><![CDATA[<p>I loved it</p>
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